Creator Program Credit Terms

Version 1.0 | Last Revised: 11 May 2026 | Incorporated into the Creator Program Participation Agreement

These Credit Terms (“Credit Terms”) govern the grant, use, expiry, and administration of computing credits (“Credits”) provided by Black Forest Labs Inc. (“BFL”) to participants (“Participants”) in the BFL Creator Program (the “Program”). These Credit Terms are incorporated by reference into the Creator Program Participation Agreement (the “Agreement”) and form part of it. Capitalised terms not defined here have the meanings given to them in the Agreement. In the event of any conflict between these Credit Terms and the Agreement, the Agreement prevails.

1. DEFINITIONS

In these Credit Terms, the following defined terms apply in addition to those set out in the Agreement:

Account

The Participant’s registered account for the Program Services at bfl.ai.

Credit

A unit of computing allocation issued by BFL to a Participant, redeemable solely against the consumption of Program Services as described in these Credit Terms. Credits have no monetary value and are not currency.

Credit Allocation

The number of Credits granted to a Participant in a given Grant Event, as notified by BFL.

Credit Balance

The total number of Credits standing to a Participant’s Account at any given time.

Credit Rate

The number of Credits consumed per unit of Program Service usage (e.g. per image generation request, per second of video generation, or other applicable metric), as published by BFL and subject to change.

Expiry Date

The date on which a Credit Allocation expires, as communicated to the Participant at the time of the Grant Event.

Grant Event

An occasion on which BFL issues a Credit Allocation to a Participant.

Program Services

BFL’s AI image and video generation models, tools, interfaces, and associated services made available to Participants under the Agreement.

Prohibited Use

Any use of Credits described in Section 4 of these Credit Terms as not permitted.

2. GRANT OF CREDITS

2.1 Discretionary Grant

BFL may, in its sole and absolute discretion, issue Credits to a Participant at any time and from time to time. The issuance of Credits does not create any obligation on BFL to issue further Credits or to maintain any minimum Credit Balance. A Participant’s admission to the Program does not guarantee any specific Credit Allocation.

2.2 Grant Events

Credits may be issued by BFL through one or more of the following Grant Events:

• Upon initial admission to the Program (an “Onboarding Grant”);
• Periodically during the term of a Participant’s participation, at intervals and in amounts determined by BFL (a “Periodic Grant”);
• In connection with specific activities, tasks, content creation milestones, or collaborative projects at BFL’s invitation (a “Project Grant”); or
• On an ad hoc basis for any other reason BFL considers appropriate (a “Discretionary Grant”).

2.3 Notification

BFL will notify Participants of each Grant Event by email to the address registered with their Account, or via notification within the Program interface. Notification will specify the Credit Allocation, the applicable Credit Rate (or where to find it), and the Expiry Date. It is the Participant’s responsibility to check their Account and any communications from BFL in a timely manner.

2.4 Acceptance

A Participant accepts a Credit Allocation by using any portion of it, or by failing to reject it within seven (7) days of notification. Rejection must be communicated in writing to legal@blackforestlabs.ai. Acceptance of a Credit Allocation does not entitle the Participant to any additional Credits.

3. USE OF CREDITS

3.1 Permitted Use

Credits may be used solely by the Participant to whom they are issued, within the Participant’s Account, to access and use the Program Services for the purposes permitted under the Agreement. Credits may not be used for any commercial purpose unless BFL has given prior written consent.

3.2 Credit Rate

The Credit Rate applicable to each type of Program Service usage will be published by BFL in the Program documentation or within the Program interface. BFL may adjust the Credit Rate from time to time by providing reasonable notice to Participants via email or the Program interface. Adjusted Credit Rates apply to usage occurring after the effective date of the adjustment; Credits already consumed are not recalculated.

3.3 Consumption

Credits are consumed at the applicable Credit Rate each time a Participant initiates a generation or other billable action within the Program Services. BFL’s records of Credit consumption are conclusive in the absence of manifest error. If a Participant believes their Credit Balance has been incorrectly calculated, they must notify BFL within fourteen (14) days of the relevant usage event by emailing legal@blackforestlabs.ai with supporting details.

3.4 Insufficient Credits

Where a Participant’s Credit Balance is insufficient to complete a requested generation or other action, the request will not be processed. BFL is under no obligation to extend credit, allow negative balances, or provide alternative means of access where a Participant’s Credit Balance reaches zero. BFL may, in its sole discretion, notify a Participant when their Credit Balance falls below a threshold level.

3.5 Account Security

A Participant is responsible for maintaining the security of their Account and for all use of Credits through their Account, whether or not authorised by the Participant. Participants must notify BFL immediately at legal@blackforestlabs.ai if they become aware of any unauthorised access to their Account or any unauthorised use of Credits.

4. PROHIBITED USES

4.1 General Prohibition

Credits must not be used for any purpose that is not expressly permitted under these Credit Terms and the Agreement. Without limiting the foregoing, the following are Prohibited Uses:

• Selling, transferring, assigning, gifting, bartering, or otherwise disposing of Credits to any other person or entity;
• Purchasing, acquiring, or receiving Credits from any person or entity other than BFL;
• Aggregating Credits across multiple Accounts or in any account not registered in the Participant’s own name;
• Using Credits through automated scripts, bots, or other non-human means unless expressly authorised by BFL in writing;
• Using Credits for any commercial purpose, including the generation of Output for sale, licensing, or inclusion in a commercial product or service, without BFL’s prior written consent;
• Attempting to exploit, manipulate, or circumvent the Credit system, including by generating and discarding requests to assess system behaviour, or by exploiting errors in Credit Rate calculation;
• Using Credits to generate Output that violates BFL’s Usage Policy, applicable law, or any third-party rights; and
• Using Credits to access or use the Program Services in any manner not permitted by the Agreement.

4.2 Consequences of Prohibited Use

If BFL determines, in its sole discretion, that a Participant has engaged in any Prohibited Use, BFL may:

• Immediately suspend or permanently terminate the Participant’s access to the Program Services;
• Cancel or forfeit all or part of the Participant’s Credit Balance without compensation;
• Terminate the Participant’s participation in the Program and the Agreement with immediate effect; and
• Take such other action as BFL considers appropriate, including referral to relevant authorities where the Prohibited Use involves unlawful conduct.

BFL’s determination as to whether a Prohibited Use has occurred is final, subject to the dispute resolution process in Section 7 of these Credit Terms.

5. EXPIRY AND FORFEITURE

5.1 Expiry of Credit Allocations

Each Credit Allocation expires on its Expiry Date. Expired Credits are automatically forfeited and removed from the Participant’s Credit Balance. BFL will use commercially reasonable efforts to notify Participants of an approaching Expiry Date not less than seven (7) days before expiry, but is under no obligation to do so. Expired Credits are not refunded, exchanged, or reinstated for any reason.

5.2 Forfeiture on Termination

Upon termination of a Participant’s participation in the Program or termination of the Agreement for any reason (including termination of the Program itself), all Credits standing to the Participant’s Account at the date of termination are immediately and automatically forfeited. BFL shall have no obligation to compensate the Participant for forfeited Credits, whether or not termination was caused by BFL.

5.3 Suspension

Where BFL suspends a Participant’s access to the Program Services (without terminating the Agreement), Credits in the Participant’s Account continue to accrue toward their Expiry Date during the period of suspension. BFL is not obligated to extend any Expiry Date or reinstate any Credits that expire during a period of suspension.

5.4 No Rollover

Credits do not roll over between Grant Events or Programme periods. If a Credit Allocation is not fully consumed before its Expiry Date, the unused portion is forfeited without compensation. Subsequent Grant Events do not extend the Expiry Date of any prior Credit Allocation.

5.5 No Monetary Value

Credits have no monetary value at any time. Credits do not constitute property, currency, stored value, or any financial instrument. Credits may not be redeemed for cash, exchanged for goods or services outside the Program Services, or used as payment for any obligation. BFL is not a money services business, payment service provider, or electronic money institution in respect of Credits.

6. MODIFICATIONS TO THE CREDIT SYSTEM

6.1 Changes to Credit Terms

BFL may amend these Credit Terms at any time by notifying Participants by email or via the Program interface. Amendments take effect on the date specified in the notice, which shall not be less than seven (7) days after notification, except where BFL considers immediate amendment necessary to prevent abuse, ensure security, or comply with applicable law. A Participant’s continued use of Credits after the effective date of any amendment constitutes acceptance of the amended Credit Terms.

6.2 Changes to Credit Rates and Program Services

BFL reserves the right, in its sole discretion and at any time, to:

• Adjust the Credit Rate for any or all Program Services, with reasonable notice where practicable;
• Add, modify, or remove the types of actions or Program Services for which Credits may be used;
• Modify the structure of Grant Events, including the amount, frequency, and conditions of Credit Allocations; and
• Discontinue the Credit system entirely, in which case BFL will use commercially reasonable efforts to provide Participants with reasonable advance notice.

6.3 Errors and Corrections

BFL reserves the right to correct any error in a Participant’s Credit Balance, whether arising from a technical fault, an administrative error, or any other cause. Where an error has resulted in a Credit Balance being overstated, BFL may adjust the Credit Balance downward without prior notice. BFL shall notify the Participant of any material correction.

7. CREDIT DISPUTES

7.1 Raising a Dispute

A Participant who disputes any aspect of their Credit Balance, a Credit Allocation, or the consumption of Credits must submit a written dispute to BFL at legal@blackforestlabs.ai within fourteen (14) days of the event giving rise to the dispute. The dispute must include:

• The Participant’s full name and Account email address;
• A description of the disputed Credit transaction or balance;
• The date(s) of the relevant transaction(s); and
• Any supporting information or evidence the Participant wishes BFL to consider.

Disputes submitted after the fourteen (14)-day period will not be considered, except where BFL determines, in its sole discretion, that exceptional circumstances justify a later submission.

7.2 BFL’s Review

BFL will acknowledge receipt of a dispute within five (5) business days and will use commercially reasonable efforts to investigate and respond substantively within twenty (20) business days. BFL’s records of Credit transactions are prima facie evidence of the facts they record. BFL’s determination of any Credit dispute is final, subject to applicable consumer protection legislation.

7.3 Governing Provisions

Credit disputes are subject to the governing law and dispute resolution provisions of the Agreement.

8. GENERAL

8.1 No Guarantee of Availability

BFL does not guarantee that the Program Services will be available at any particular time or that any specific generation request will be completed successfully. Credits consumed in connection with a generation request that fails due to a system error will be reinstated at BFL’s sole discretion, subject to BFL verifying that the failure was attributable to BFL’s systems.

8.2 Tax

Credits are not intended to constitute a taxable benefit, income, or consideration in any jurisdiction. It is the Participant’s sole responsibility to assess and comply with any tax obligations that may arise in connection with their participation in the Program or the receipt or use of Credits. BFL makes no representation as to the tax treatment of Credits in any jurisdiction.

8.3 Consumer Rights

Nothing in these Credit Terms affects any statutory rights that a Participant may have as a consumer under applicable law. To the extent that any provision of these Credit Terms is inconsistent with mandatory consumer protection legislation applicable to the Participant, that legislation prevails to the extent of the inconsistency.

8.4 Relationship to Agreement

These Credit Terms are supplementary to and incorporated into the Agreement. All provisions of the Agreement, including the confidentiality, intellectual property, disclaimer, limitation of liability, and governing law provisions, apply equally to these Credit Terms and to Credits issued under them.

8.5 Contact

For all Credit-related enquiries, please contact BFL at legal@blackforestlabs.ai or via the support channel made available within the Program interface.

These Credit Terms are published at [insert URL] and are incorporated by reference into the Creator Program Participation Agreement.

Black Forest Labs Inc. · legal@blackforestlabs.ai · bfl.ai